Travel Insurance Content Samples

Use the content samples below to craft pages, emails, and posts that could help you to communicate travel insurance information to your traveling customers.

Introduction to Trip Protection Coverage

Trip protection style travel insurance that includes travel medical coverage is [required/recommended] for all trips with [your company name]. The coverage must have a minimum [$100,000] of medical coverage and include injury, medical, evacuation, and repatriation. Most domestic US health insurance plans do not cover international travel claims or provide a global network of contracted doctors and facilities. We want to make sure you are covered in case of an emergency or non-emergency illness or injury while abroad.

Trip protection coverage protects the investment of your trip, including benefits for items such as trip interruption, trip cancellation, delays, baggage and personal effects, and more. We do not have a required coverage amount, but typically coverage is based on your total nonrefundable trip costs (ie travel package, flights, tours, additional hotels/accommodations) that you make, or plan to make, prior to your departure.

Partner Content Sample

We partner with Wanderwell , a Certified B-Corp travel insurance agency who can offer both Travel Medical and Trip Protection coverage and advising. If you choose to purchase through Wanderwell, you can buy the trip from our [your company name] partner page by clicking here [your affiliate URL to embed here], and at least 1% of your purchase premium price will be donated to [choose a nonprofit in the 1% for the Planet network] through 1% for the Planet to aid with offset for your trip.

Once insurance is obtained, a copy must be sent to us. Failure to provide proof of insurance within [30] days of booking will result in trip booking suspension until proof of insurance has been provided.

More questions about travel insurance and why we require it for all our trips? Check out our helpful blog here.

Trip Protection language

Trip Protection plans will insure you in the case of trip cancellation, delay, or interruption due to illness, injury, or death to the traveler, a traveling companion, and/or an immediate family member not traveling. Included:

  • Medical expenses (not limited to emergencies)
  • Global network of contracted doctors and hospitals
  • Emergency Medical Evacuation
  • Coverage in the event of financial default of a tour operator or airline or a labor strike, unforeseen terror event, unforeseen inclement weather.
  • Baggage and personal effects
  • Pre-existing Medical Condition Exclusion Waiver (coverage for pre-existing conditions) can be included based on the timing of your purchase relative to the date of your initial trip payment of any kind.
    • Safe Travels Journey plan: Exclusion is waived if coverage is purchased within 14 days of date of initial trip payment of any kind, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date. (*Day 1 of 14 is the date you make your initial trip payment of any kind.)
    • Safe Travels Voyager plan: Exclusion is waived if coverage is purchased prior to or with final trip payment, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.
  • "Cancel for Any Reason" upgrade available on the Safe Travels Voyager plan only (eligibility requirements apply)
  • More…

COVID-19 Coverage Notes

  • COVID-19 MEDICAL EXPENSES may be covered and treated the same as any other sickness.
  • COVID-19 Coverage provides Trip Cancellation reimbursement for unused, non-refundable insured trip cost if you are prevented from taking your trip IF you or your traveling companion become sick with COVID-19 before your trip is to start and a doctor states you cannot travel.
  • Since late January 2020 COVID-19 has been considered a "known event". For policies with trip cancellation and trip interruption benefits that were purchased since that date, any trip cancellation or trip interruption claims related to travel restrictions (including vaccine mandates) or fear of travel due to COVID-19 will not be payable. At this point, there is an assumed risk that the traveler is taking.